Delta Dental operates in all 50 states, the District of Columbia, and Puerto Rico. Delta Dental is a network of 39 independent service organizations that provide dental coverage to more than 68 million Americans. Dental plans emphasize preventive care and are easy to use. In fact, dental health has improved significantly in recent years partly due to the availability of employer-sponsored dental benefits. Not only does this reap benefits in better overall health for your employees, it can be a key component in a competitive compensation package to attract and retain the best employees.
Looking for a great Dental Insurance program for your Alabama employees? Delta Dental is the only choice for superior coverage and affordability. To find out more about becoming an agent with Delta Dental and representing the largest Dental carrier in the industry, contact our office. We will introduce you to Delta Dental, and be able to establish a long lasting relationship with a carrier you can trust. Delta Dental has plan designs to meet the needs of clients of all sizes. Our flexibility, network strength and unrivalled cost management program encourage our clients to stay with Delta Dental.
Small Business is our Big delivery
We’ve designed easy-to-use plans with small businesses in mind. And our rate stability in the small group segment makes us an attractive fit for groups that need dental benefits that fit within their budget. To start, click “Get a Quote” and see how a Delta Dental Insurance plan is right for your employees. Let’s get started today and get your people smiling!
Reasons for Delta
1. WHAT IS THE MONTHLY PREMIUM?
The premium cost is just one part of the total costs of your dental care. This amount varies depending upon the level of benefits provided by the plan. For example, a plan with a low deductible (e.g., $50) and a high annual maximum (e.g., over $1,500) would likely have a higher premium than another plan with a high deductible and a lower annual maximum.
2. WHICH DENTISTS PARTICIPATE IN THE PLAN’S NETWORK IN MY AREA?
Consider how important choice of dentist is to you. It may be worth it to pay more in premium, coinsurance and other costs if it means you can keep your current dentist. If you’re choosing a new dentist, be sure there are conveniently located dentists in the network who offer the services and specialties you need.
3. IS MY DENTIST IN THE NETWORK?
If your dentist is not in the plan’s network, are you comfortable changing dentists? You will probably pay more out of pocket if you choose a dentist who does not participate in a plan’s network.
4. HOW MUCH WILL I HAVE TO PAY IF I SEE A DENTIST OUTSIDE THE NETWORK?
Some plans do not cover any charges from a dentist outside the network. Some will cover emergency care and others may cover a portion of the charges, but typically less than if you chose an in-network dentist.
5. ARE THERE WAITING PERIODS FOR CERTAIN PROCEDURES?
Some plans have a waiting period for certain types of dental treatments. For example, you might have to be covered for six months before you are eligible for orthodontic coverage. Think about the services that you may need this year – are you comfortable with having to wait for treatment?
Get covered now with affordable dental insurance
If you’re not currently participating in a dental insurance plan, we offer flexible group and individual dental insurance programs to match your family’s needs. Routine visits to a dentist is a most effective way of saving money in the long run. Listed below are a few reasons you should consider adding dental coverage to your employer offering or family dental protection.
Ready to Get a Quote?
Find out how affordable dental insurance is for your company by completing our online submission form.